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Beyond Repair: Valuing Residential Property Loss in Litigation

When a residential property is destroyed due to negligence, assessing damages is a critical factor for insurers in evaluating litigation risks. This can be particularly important when an insurer has provided coverage to replace a destroyed residential property and is contemplating the extent they could recover damages from the wrongdoer. The plaintiff will commonly seek…

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No Liability Coverage for an Insured’s Unintentional Criminal Act

In McGregor v. Wawanesa, 2025 ABKB 227, the Alberta Court of King’s Bench addressed the question of whether an insurer must provide liability coverage for bodily injury caused by an insured who pled guilty to a criminal offense that caused the injury. The case arose after the insured, McGregor, caused a fire in his garage…

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